November 4th, 2008 admin
Kevin Trudeau blows the lid off a nest of deception and double standards concerning general and individual health in this new book, “Natural Cures ‘They’ Don’t Want You To Know About.” Kevin has risked government prosecution to bring you the full story of an intricate conspiracy.
From the retail supermarket outlets of huge, publicly traded corporations comes processed, manipulated, engineered “food products” – produced by other wings of the same corporation. These artificial, toxic treats are then sold with the blessings of the Federal Trade Commission and Food and Drug Administration – government organizations charged with safeguarding the public good – laying the foundations for future disease and chronic ill-health for the consumer, and a guaranteed source of revenue for the medical and pharmaceutical sectors.
Kevin reveals the shocking truth of how drugs – which are being advertised directly to the consumer, pushing their use to an all-time high – are actually the cause of illness and disease climbing to near epidemic levels.
And, though it sounds dire, Kevin offers a light in the darkness and directs the reader to scores and scores of alternative therapies, medical practices, philosophies and – most importantly – potential cures that help your body regain its natural state of health and vibrancy.
So follow Kevin on an amazing journey through the behind-the-scenes world of corporate sponsored “nutrition” and “health,” and learn about “Natural Cures ‘THEY’ Don’t Want You To Know About.”
Get Natural Cures Now
Posted in books, family, fitness, food and drinks, gifts, good value, kids, medications, organic, pharmaceutical industry, practical, safe products, supplements, warnings | No Comments »
September 2nd, 2008 admin
From smartmoney:
“1. “Our branches are there to sell you, not serve you.”
In the late 1990s bank branches were considered outmoded relics soon to be replaced by ATMs and Internet banking. But just the opposite happened: In 1998 there were 89,000 bank branches in the U.S.; by 2007 there were 97,000. Why? The industry realized consumer banking was profitable and that despite the predictions of Silicon Valley wonks, the main criterion consumers use in choosing a bank is proximity, says SNL Financial analyst Jennifer Payne.
But branches aren’t just about convenience; they’re a bank’s primary sales floor. Brochures for services as varied as retirement accounts and home loans are on display, and everyone from the teller on up is trained to make a sale. That’s because in the current low-interest-rate climate, it’s harder to generate revenue from interest alone. Many players in the industry have been trying to boost fee- and service-based income, so if a teller sees you have a mortgage, he might suggest you meet with a loan officer to discuss a home-equity loan. Says Greg McBride, a senior financial analyst at Bankrate.com, “The more products a customer has with a bank, the more likely he is to stay with that bank.”
2. “Our fees will only go up.”
With the economy slowing and big losses looming in the mortgage market, banks are looking for reliable revenue streams. Hence punitive fees — for overdrawing your account, say, or using a competitor’s ATM — are increasing. The average ATM service charge doubled between 1998 and 2007, and overdraft fees brought in $17.5 billion in revenue in 2006, up from $10.3 billion in 2004, according to the Center for Responsible Lending. Rubecca Hegarty, a married mother of three in Woodridge, Ill., says she often pays upwards of $100 a month in overdraft fees to Chase, since, like most banks, it changes the order of purchases so that large debts get paid first — increasing the likelihood of incurring fees on smaller purchases. JPMorgan Chase says it does this because big payments like a mortgage are more important to consumers, so they get priority.
Revenue from penalties can be addictive for banks, says Harvard Business School Professor Gail McGovern, but “they’re going to face problems from angry customers, which leads to big call-center bills, employee dissatisfaction and turnover.”
3. “We change our interest rates all the time.”
Regardless of what your credit card agreement says, you can never be sure how much interest banks will charge you. For example, nearly all cards have a default rate — as high as 30 percent — which banks apply when you’ve done something wrong, usually after two late payments in 12 months. But some banks have cut that to one, says Curtis Arnold, founder of CardRatings.com.
Banks can also change the terms of your agreement, raising rates when they like (though you can opt out and pay off the balance at the old rate as long as you never use the card again). Bank of America did that recently, upping many cardholders’ rates from 10 or 12 percent to 27 percent or more, even though they’d done nothing wrong. “There’s no clarity on what criteria can lead a bank to raise interest rates,” says Robert Manning, director of the Center for Consumer Financial Services at the Rochester Institute of Technology. “It’s a black box.” A Bank of America spokesperson says the company periodically reviews the credit risk of its accounts and adjusts rates accordingly, adding that in the past year 94 percent have had no increase.
4. “College campuses are a gold mine for us.”
Students are the customers of the future, and banks are increasingly courting them, sometimes right on campus. More than 120 universities have cut deals with banks to issue student-ID cards that are also ATM and check cards. Schools can make millions from these deals, sometimes even taking a small cut of individual purchases.
tudents are also a hot market for credit card issuers; banks will make private deals with alumni associations to get contact info for students, parents and even ticket buyers to university athletic events. Card companies cut deals to set up booths on campus, and Chase even inked a deal with Facebook to display ads and set up a Chase group on its Web site.
The problem? Mounting credit card debt among college kids, for one. “Universities don’t negotiate on behalf of students,” says Manning. “They’re negotiating the best deal for the university.” A spokesperson for the National Association of Independent Colleges and Universities says don’t blame schools — banks would market to students anyway, and universities at least try to get the best rates they can for students.
5. “In debt? The courts won’t help.”
Since the late 1990s banks have been including mandatory arbitration agreements in their contracts for many of their products, including auto loans, checking accounts, home-equity loans and credit cards. Such agreements prohibit you from suing and instead require you to use an arbitrator — someone picked by the arbitration firm named in your credit card contract to hear the dispute and decide the outcome.
While these clauses were originally designed to thwart class-action suits, the banks have also been using them for debt collection, says Paul Bland, anattorney with consumer-advocacy group Public Justice. There are even times when consumers, often victims of identity theft and unaware of the debt, aren’t present when awards are handed down against them.
A recent suit against an arbitration firm brought by the San Francisco city attorney noted that arbitrators ruled in favor of banks in 100 percent of the 18,045 California cases brought against consumers from January 2003 through March 2007. “From the consumer perspective, it’s a nightmare,” says Bland. If a bank brings arbitration against you, hire a lawyer and request a hearing — in person…..” Read the rest
Posted in banks, business, family, parents, people, truth, warnings | No Comments »
July 30th, 2008 admin
From webmd:
“The 7,802 adverse events reported to VAERS for Gardasil include 15 deaths and 31 reports of Guillain-Barre syndrome, a potentially paralyzing, life-threatening condition in which the body’s immune system attacks part of the nervous system…” Read the rest
Make sure to also read about Jessica Ericzon, 17 years old : My Girl died as a guinea pig for Gardasil
[via]
Posted in medications, parents, pharmaceutical industry, truth, vaccines, warnings | No Comments »
July 25th, 2008 admin
10. Placenta - The life giving uterus lining expelled after birth has been used in some beauty care products for years. Various manufacturers claim it helps stimulate tissue growth, reduces wrinkles and is good for your hair. Unfortunately, none of those claims have ever been proven.
9. Whale vomit - This material called Ambergris is useful as a fixative in perfumes. It has a sweet, earthy odor and is usually found washed up on a beach in South America or Australia. It has mostly been replaced by synthetic alternatives.
8. Cochineal beetles - When you need a nice red color, you can drown a few of these buggers in some hot water, dry them out and pulverize them. The deep crimson dye is versatile enough to be used in skin creams, lipsticks and almost any other beauty product.
7. Waste cooking oil - Scientists say that a surfactant can be made from spent cooking oil that will help regenerate damaged skin. So the next time you order a burger don’t be surprised if you hear “Do you want a facial with that?”
6. Human breast milk - It could be a gimmick but some people swear by using human breast milk to make soap. Is this something you would try?
5. Bird poop - Ever heard of a Geisha Facial? It features deep cleansing, $180 price tag, and a big scoop of Nightingale bird poop. Supposedly the uric acid is supposed to be great for your face. Perhaps it is but you certainly don’t need to smear bird droppings on yourself to get it.
4. Bull semen - Want shiny hair? Then a few salons in Europe think they have exactly what you need. Protein from bull semen is supposed to give amazing results. I’m skeptical it will give you anything more than a stiff hair cut.
3. Snake venom - One of the most ridiculous new ingredients for keeping wrinkles at bay is snake venom. Cosmetic makers who use this stuff hope that you’ll connect the Botox poison with snake poison and figure both must work wonders on wrinkles. Despite what Jamie Pressly might think, snake venom hasn’t been shown to have any positive improvement in wrinkle creams.
2. Chicken bone marrow - Supposed to be a good source of glucosamine but how that helps your cosmetic remains a mystery. But people still use chicken bone marrow but they rarely advertise it as such.
1. Cow dung - It turns out you can make an incredibly pleasant smelling vanilla fragrance from extracts of cow dung. It’s not just a fertilizer any more.
[from the beautybrains]
Posted in cosmetics/lotions/makeup, gross, sunscreens, truth, warnings | No Comments »